Standard recording 4
Chapters
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0:00
for 578 822 and 47 cents so this is actually a zero takeover policy for existing members and new members that means they cover everything including coverage for pre-existing illness okay so can you project the one that comparison between al…
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2:53
So I had a question, what is the meaning of covered accident? And secondly, what is the meaning of after the effective date of coverage? Is it 30 days or from day one? So this one causes confusion to me. Okay, specified illness, okay, like …
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8:56Chapter 3: So reckless. 62s · Speaker 1
So reckless. If they go hiking and fall down, maybe that may not be covered. If they are not covered by insurance, that's reckless. That may deem as reckless. Mountain climbing, girl, you know, whatever that I would put up a supermarket. Hi…
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10:00Chapter 4: Okay, so the 30 days waiting period is included. 299s · Speaker 3
Okay, so the 30 days waiting period is included. That means there is no 30 days waiting period for outpatient GP and ST. They are covered. What is that stated in this document? In there, no, Dato. But I told them to clarify via email. So th…
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15:02Chapter 5: I don't think they will amend this. 101s · Speaker 1
I don't think they will amend this. They say this is their standard. I don't think they will amend it. This will be sorted after this meeting immediately. We get that inviting from them because we did told them yesterday. We will get back t…
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16:44Chapter 6: that we have asked for, in our group Tambly Me, we asked for 100,000 for employee. 196s · Speaker 2
that we have asked for, in our group Tambly Me, we asked for 100,000 for employee. They have given 100,000 for employee, fulfilled. We asked for hospitalization and surgical, 100,000 for employee and 50,000 for dependent. They give 100,000 …
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20:00Chapter 7: will need to be, when they come to take over, the newcomers will need to be given this exemption. 229s · Speaker 1
will need to be, when they come to take over, the newcomers will need to be given this exemption. 120 days, which is what she clarified. I believe so. That means that 120 days. So that 120 days is applicable only now for hospitalization for…
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23:50
from the first tender, but this is not from the agent, right? No, this is AIA. Direct. So there's a difference now. So the agent give back the same, right? Agent was giving 375 even from the beginning. Yeah, agent was giving 375 even from t…
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29:09Chapter 9: Ms. Sogjin, sorry Ms. 151s · Speaker 1
Ms. Sogjin, sorry Ms. Sogjin, I'm done with you in the discussion now. Very quickly, with regards to yesterday when we said that, remember there is a difference between there is a difference between the flex plan and your initial proposal w…
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31:41
within 120 days is hospitalization correct so when they come on board 120 days you don't cover okay okay all right okay understand thank you very much Okay, later for this clarification, I think Intra will just clarify with the Kjagin on th…
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36:41Chapter 11: This was the second round comparison. 325s · Speaker 1
This was the second round comparison. The one that before you go and ask anybody to do something. Do you remember? You remember we deliberated and they asked you to go back? There is one comparison. If you have that, this is the first compa…
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42:07Chapter 12: So that is the price that we're talking about here. 61s · Speaker 1
So that is the price that we're talking about here. The decision is this, if at all we are agreeing, we can agree that that will not significantly change our ranking and scoring to these agents because price-wise they are still going to be …
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43:12Chapter 13: Sorry, so what is the waiting period now? 309s · Speaker 2
Sorry, so what is the waiting period now? It says 30 days waiting period, 120 days with nurses. So, what is the difference of these two days? Why is it a certain day? I understand 120 days. Let's take it simply. My simplified understanding …
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48:22
So the takeover meaning we will continue the 30 days or the 120 days. Just say for this new joiner, they join under the Aziza policy already serves 30 days. When they come to AIA, then they will continue the balance of the day. Then your Na…
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50:00
in that policy actually do not need to serve the 30 days or 120 days, then when we take over the whole policy, then we will take over them without this waiting period already. So Nadia will not be able to advise you in exact situation becau…
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52:17Chapter 16: Sophie, I just want to clarify our waiting period. 154s · Speaker 3
Sophie, I just want to clarify our waiting period. There are two timelines here. One is 30 days, one is 120 days. As I understand, people will only apply for those who are not registered, pre-existing. Yes. So, my question here is regarding…
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54:52Chapter 17: All right. 58s · Speaker 4
All right. Okay. All right. All right. Thank you. I love you. I should sit down. Thanks. Thanks. Thank you, Mr. Jane. Thank you. Okay, clear? Okay, can we have the one that recorded the first time? This is upon the submitted for the very fi…
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55:54Chapter 18: One they coded low in lives, isn't it? 140s · Speaker 3
One they coded low in lives, isn't it? Huh? When the first submission, the first submission, or do you go back and ask some clarification and then come back then we will go for this. When we recorded is the time that they submitted, correct…
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58:16Chapter 19: This one was given to us and we gave the marks. 245s · Speaker 2
This one was given to us and we gave the marks. So, the... So, masa kita bagi marks, the one that you gave us this table is 500, right? So, this time, 780, that's how we are. Upon addition. Upon addition. So, that means that... It's upon ad…
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1:02:23Chapter 20: It's a new document. 125s · Speaker 3
It's a new document. I can tell you. Because it has the word corporate solutions. The earlier documents all had either Nadia's name or Tafakol. Not corporate solutions. I just want to thank you. Whether we take them or not, it's another thi…
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1:04:47Chapter 21: They email us on 30th March 20th 26th. 312s · Speaker 2
They email us on 30th March 20th 26th. 30th March, 2026. Yeah. That means this is 17th March. You go back the clarification. They never come back to you with the SME plan. They come back with you a customized plan again. So this one is 30th…
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1:10:00Chapter 22: First round submission or second round submission? 94s · Speaker 2
First round submission or second round submission? Is it which document that you showed me the AIA one? You take the AIA submission. Did you print the second round? The one, the 574, did you print that? You should have one. You can have it …
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1:11:36
this is 570 okay okay go up the waiver is up just go up next page with you this is when this was given my 570 This one is not including group term yet. This is only for hospitalisation. So we had to add group term and this one. Then you get…
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1:14:56Chapter 24: You recorded everything you did, the rating dates Not the one with your company, they're both up. 77s · Speaker 3
You recorded everything you did, the rating dates Not the one with your company, they're both up. They sent this on the 16th. They sent this on the 13th March at 11, 47.
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1:16:17Chapter 25: With the revised. 64s · Speaker 2
With the revised... This is with the 198 counts per day one? Yeah. So this should be your 578 lah. Yeah, that's the 578. Yeah, we talked about 574. 574 was much earlier. Yeah, correct. That's why it's included in your thing, in your listing…
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1:17:33Chapter 26: I just want regularization here. 312s · Speaker 1
I just want regularization here. So the thing is, when you had the meeting with all of us before we give our marks, where was it? Your meeting was 30th. And the long thing that you gave us, did you put 5, 7, 8 there? Okay, fine, just that. …
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1:22:46Chapter 27: which is wrapped together with this document in terms of an explanation, in terms of the limitations and coverage and everything. 294s · Speaker 2
which is wrapped together with this document in terms of an explanation, in terms of the limitations and coverage and everything. So that and that will be wrapped together with your S&E Flair 3 plan together with that accompanying document …
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1:27:59Chapter 28: So that is our discretion. 212s · Speaker 1
So that is our discretion. That's why I tell that we need to call that the meeting so that we clarify among the committee because the committee made a decision and eventually the only thing is that if the committee disagrees we are proceedi…
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1:31:33Chapter 29: It's just that I read somewhere, I think, I do not know if they go towards no employee benefit, they may. 90s · Speaker 2
It's just that I read somewhere, I think, I do not know if they go towards no employee benefit, they may. They are looking at the cooling off in some sectors, I do not know. So if a law comes in and says you cannot have cooling off, then so…