Lesson 4 with audio

स्पीकर

• Speaker 1 0:00
• Speaker 2 0:04
• Speaker 3 0:54
• Speaker 4 3:59
• Speaker 5 4:26
• Speaker 6 26:01
• Speaker 7 36:02
• Speaker 8 37:47

1. 0:00

   अध्याय 1: So, chapter 4, Extinguishments of Obligations. 238s · Speaker 1

   So, chapter 4, Extinguishments of Obligations. So, lahat yan nandito sa 1231. Obligations are extinguished by payment or performance, by the loss of the thing due, by condemnation or remission of debt, by confusion or merger of rights of cr…

2. 3:59

   अध्याय 2: So, unless. 230s · Speaker 4

   So, unless... Tinanggap ni kreditor, no? Nang hindi siya nagreklamo. That will fall under estopel. So, Indivisibility, it must be in its entirety. Ito yung third na characteristic of payment. Hindi dapat kung ang utang mo ay 5 ,000, ang usa…

3. 7:50

   अध्याय 3: So, pwede itong tanggapin kasi may substantial performance. 197s · Speaker 3

   So, pwede itong tanggapin kasi may substantial performance. So, Doctrine of Estopel, second exception siya ng integrity or completeness. Article 1235, when the obligee accepts the performance knowing its incompleteness or irregularity and w…

4. 11:07

   अध्याय 4: Persons from whom the creditor must accept payment. 104s · Speaker 5

   Persons from whom the creditor must accept payment. So, in Article 1236, the creditor is not bound to accept payment or performance by a third person. who has no interest in the fulfillment of the obligation unless there is a stipulation to…

5. 12:52

   अध्याय 5: So, yun. Kahit na stranger, pupwedeng tanggapin ni creditor since pinag -usapan nila yun. 207s · Speaker 2

   So, yun. Kahit na stranger, pupwedeng tanggapin ni creditor since pinag -usapan nila yun. Nag -agree sila na pupwede yun. But, dapat may stipulation or may agreement sila na pupwede ang third person na wala namang kinalaman dun sa utangan n…

6. 16:19

   अध्याय 6: That would be solution in debit on the part of the creditor. 303s · Speaker 3

   That would be solution in debit on the part of the creditor. Kung tatanggapin niya yung buong 10 ,000 knowing na kinancel na niya yung kalahati. So, if made with knowledge of the debtor, payer shall have the right of reimbursement and subro…

7. 21:22

   अध्याय 7: has accepted it. 115s · Speaker 1

   has accepted it. Kung si stranger binayaran niya yung utang ni debtor without the knowledge without Without intending to be reimbursed, sabi niya, babayaran ko na yung utang ni Detor. Nakakaawa naman, ibigay ko na sa kanya yun. So, dapat yu…

8. 23:18

   अध्याय 8: So, kailangan ng acceptance si debtor. 162s · Speaker 4

   So, kailangan ng acceptance si debtor. Paano kung ayaw ni debtor? Dahil galit siya kay stranger. Ang mangyayari, pag binayaran na ni... stranger si creditor, yung bayad ni stranger, valid yun kay creditor. So, ma -extinguish pa rin yung uta…

9. 26:01

   अध्याय 9: ang mangyayari, kapag ayaw pa rin niya, Si stranger, nainis na sa kanya at humingi ng reimbursement. 83s · Speaker 6

   ang mangyayari, kapag ayaw pa rin niya, Si stranger, nainis na sa kanya at humingi ng reimbursement. So, ang dapat niyang gawin is to reimburse kung ano man yung na -benefit siya sa binayad ni stranger. So, ganun yung 1238. Free disposal an…

10. 27:24

    अध्याय 10: So, ganun yung free disposal. 119s · Speaker 2

    So, ganun yung free disposal. O kaya naman, yung TV niya, sinangla niya na sa iba, Tapos, yun pa rin yung idedeliver niya kay creditor. Hindi rin, pwede yun. Wala rin siyang free disposal of the thing due. So, legal capacity. Not incapacita…

11. 29:24

    अध्याय 11: Dapat, diba? 214s · Speaker 3

    Dapat, diba? At the time the payment is to be made. Kunyari, Kaya may ganyan. Kaya meron itong at the time payment is to be made. Kasi baka naman, kunyari nang utang ka ngayon. Ako si creditor mo. So, sabi ko, sige, bayaran mo sa akin yan n…

12. 32:58

    अध्याय 12: So, yung binayad mong 1 ,000 ang nag -benefit, na -benefit lang si minor hanggang 300. 156s · Speaker 2

    So, yung binayad mong 1 ,000 ang nag -benefit, na -benefit lang si minor hanggang 300. So, 300 lang yung nabawas dun sa utang mo. Hindi lahat sa 1 ,000 pesos. So, dapat caveat lang or be cautious kapag nagbabayad kayo sa minor de edad. If t…

13. 35:34

    अध्याय 13: So, ganun. 89s · Speaker 3

    So, ganun. Nasobrogate ni kapitbahay yung... utang mo kay creditor. Dahil sa kanya mo rin lang naman i -deliver yung bayad kay creditor, hindi mo na kailangang patunayan na nag -deliver ka ng bayad kay kapitbahay. Since subrogated na yung r…

14. 37:04

    अध्याय 14: So, payment to third person in possession of credit. 70s · Speaker 2

    So, payment to third person in possession of credit. Usually, ito nangyayari kapag yung Katunayan ng utang is, kunyari, naglagay ng cheque, no? Article 1242, payment made in good faith to any person in possession of the credit shall release…

15. 38:14

    अध्याय 15: No. Kasi, nakapangalan yun kay kreditor. 67s · Speaker 6

    No. Kasi, nakapangalan yun kay kreditor. Though, hawak niya yung cheque na kailangang makuha mo muna bago mo bayaran siya. Kasi, kapag hindi mo kinuha si cheque po, pwede nilang i -end cash yun. So, doble. Magbabayad ka na sa kanya. Kailang…

16. 39:21

    अध्याय 16: So, ang mangyayari, kunyari na kay third person, si cheque, cash or bearer yung nakalagay. 250s · Speaker 4

    So, ang mangyayari, kunyari na kay third person, si cheque, cash or bearer yung nakalagay. So, anyone can... and cash that sa banko. So, ikaw, dahil na kay third person yung cheque na cash ang nakalagay, ibig sabihin si creditor, pinigay ni…

17. 43:32

    अध्याय 17: So, a very prestation you must be complied with. 102s · Speaker 2

    So, a very prestation you must be complied with. In Article 1244, the debtor of a thing cannot compel the creditor to receive a different one, although the latter may be of the same value, as or more valuable than that is due to give a spec…

18. 45:14

    अध्याय 18: So, may waiver. 158s · Speaker 4

    So, may waiver. Substitution is allowed by stipulation. Kunyari, yung inyong agreement is a facultative yung obligation niya is facultative obligation. Dahil yun ang nakalagay dun sa agreement, pupwede siyang mag -substitute talaga. So now,…

19. 47:56

    अध्याय 19: Kunyari, wala namang nakalagay doon na mag -deliver ka sa akin ng kabayo. 116s · Speaker 8

    Kunyari, wala namang nakalagay doon na mag -deliver ka sa akin ng kabayo. So, ang obligation ni Detor is to deliver a horse. Walang nakalagay doon sa kanilang agreement kung anong klaseng horse yung dapat i -deliver ni Detor. Pero dahil mer…

20. 49:53

    अध्याय 20: So, extrajudicial expenses. 190s · Speaker 2

    So, extrajudicial expenses. Ano -ano ito? Yung kunyari, Kapag ka kailangang i -deliver, i -deliver yung payment, ang payment mo, ang ibabayad mo is piano. So, kailangan magbabayad ka ng courier, yung elf ang magde -deliver kay kreditor. Unl…

21. 53:04

    अध्याय 21: Hindi. Kasi papaano kung ano, kung dalawang beses po magde -deliver si detor, edi dalawang beses pa siyang gagastos for the delivery. 165s · Speaker 5

    Hindi. Kasi papaano kung ano, kung dalawang beses po magde -deliver si detor, edi dalawang beses pa siyang gagastos for the delivery. So, kaya merong rule na hindi po pwedeng i -compel ni creditor si detor na partial lang yung kanyang deliv…

22. 55:49

    अध्याय 22: when debt is in part liquidated and in part unliquidated, when there are more than one prestations and are subject to different terms or conditions, na -discuss natin ito dun sa, I think, sa joint and solidarity, ano no? 68s · Speaker 2

    when debt is in part liquidated and in part unliquidated, when there are more than one prestations and are subject to different terms or conditions, na -discuss natin ito dun sa, I think, sa joint and solidarity, ano no? Solidary obligation…

23. 56:58

    अध्याय 23: Legal tender. 80s · Speaker 3

    Legal tender. This one, updated na to. 1249, the payment of debts in money shall be made in the currency stipulated and if it is not possible to deliver such currency, then in the currency which is legal tender in the Philippines. Kunyari, …

24. 58:18

    अध्याय 24: So, what is legal tender? 287s · Speaker 2

    So, what is legal tender? The currency which is offered by the debtor in the right amount the creditor must accept in payment of a debt in money. So, ito, ang legal tender dapat yung currency natin, yung Philippine Peso, and pinag -uusapan …

25. 1:03:06

    अध्याय 25: na sa kanya. 168s · Speaker 8

    na sa kanya. So, ganito yun. Kanyari cheque yung binigay mo. nagre -rent ka ng apartment, binigyan mo siya ng cheque worth 10 ,000 pesos. Hindi mo pabayad yung rent mo unless yung cheque mo na -encash na niya. Pero, habang hindi pa niya na …

26. 1:05:54

    अध्याय 26: ano? dumighay dun sa nagastos mong 300 pesos sa Jollibee dahil ang taas -taas na ng presyo ng mga pagkain nila. 101s · Speaker 3

    ano? dumighay dun sa nagastos mong 300 pesos sa Jollibee dahil ang taas -taas na ng presyo ng mga pagkain nila. So, that is one example of inflation. Deflation naman is reduction in volume of the circulation of the available money or credit…

27. 1:07:36

    अध्याय 27: So, dito, ang kailangan lang natin malaman is the definition of inflation and deflation. 157s · Speaker 4

    So, dito, ang kailangan lang natin malaman is the definition of inflation and deflation. So, place where the obligation shall be paid. So, in Article 1251, nakalagay dyan kung saan -saan dapat bayaran yung obligation. Itong order na ito is …

28. 1:10:14

    अध्याय 28: Pero, if the debtor changes his domicile in bad faith or after he has incurred in delay, the additional expenses shall be borne by him. 81s · Speaker 6

    Pero, if the debtor changes his domicile in bad faith or after he has incurred in delay, the additional expenses shall be borne by him. Kunyari, si... Si Detor, tumakas. In bad faith, no? Umalis siya dun sa kanyang bahay. Sabi niya, ay, man…

29. 1:11:35

    अध्याय 29: So, subsection 1, application of payment. 90s · Speaker 2

    So, subsection 1, application of payment. So, sabi ko nga kanina, hindi siya technically a special form of payment. Kasi, i -apply mo lang naman kung saan mo, kung saan utang mo, dapat i -apply yung bayad mo. Ito, Application of payment is …

30. 1:13:06

    अध्याय 30: TV. So, there must be 2 or more debts. 121s · Speaker 7

    TV. So, there must be 2 or more debts. The debts must be of the same kind. So, kung ang ipangbabayad mo is pera, dapat i -apply mo yung payment na yun dun sa utang mo na pera. Hindi mo po pwedeng i -apply yung pabayaran mo dun sa TV. Kasi m…

31. 1:15:08

    अध्याय 31: So, yun yung requisites of applications of payment. 70s · Speaker 4

    So, yun yung requisites of applications of payment. Kung buo naman, kung meron ka ng 15 ,000 na cash tapos may TV pa, hindi mo na kailangan itong application of payment kasi may extinguish na lahat ng utang mo. Kasi diba, mababayaran mo na …

32. 1:16:18

    अध्याय 32: So, rules on applications of payment. 111s · Speaker 2

    So, rules on applications of payment. First, the debtor has the first choice. So, si debtor yung mamimili kung saan niya i -a -apply yung kanyang pinangbabayad. Diba? Tatlo utang niya. 5 ,000, 10 ,000, tsaka TV. So, his choice must be indic…

33. 1:18:09

    अध्याय 33: Nung una. 226s · Speaker 3

    Nung una. So, yun. If the debtor does not apply payment, the creditor may make the designation by specifying in the receipt which debt is being paid. Kunyari, basta na lang nagbigay si debtor ng 10 ,000 pesos, so si creditor kapag nagbigay …

34. 1:21:56

    अध्याय 34: So, one part kay 5 ,000, two parts kay 10 ,000. 300s · Speaker 4

    So, one part kay 5 ,000, two parts kay 10 ,000. Yun yung i -apply, dun i -apply yung 10 ,000 pesos na payment na ginawa ni debtor. So, ito yun, yung 1254, yung rules on application of payment. Interest paid ahead of principal. If the debt p…

35. 1:26:56

    अध्याय 35: So, lahat yun i -apply as session. 281s · Speaker 1

    So, lahat yun i -apply as session. Ownership, the creditor becomes the owner of the thing paid. The thing paid. So, si creditor, Parang binili niya yung piano, sedation in payment. In payment by session, creditors only acquire the right to …

36. 1:31:38

    अध्याय 36: So, sa Article 1256, if the creditor to whom tender of payment has been made refuses without just cause to accept it, the debtor shall be released from responsibility by the consignation of the thing or some Jew. 149s · Speaker 2

    So, sa Article 1256, if the creditor to whom tender of payment has been made refuses without just cause to accept it, the debtor shall be released from responsibility by the consignation of the thing or some Jew. Sa first paragraph, merong …

37. 1:34:08

    अध्याय 37: So, what you do, ikakonsign mo nga, diba, without the need to tender payment. 64s · Speaker 4

    So, what you do, ikakonsign mo nga, diba, without the need to tender payment. Kasi kanino mo nga iti -tender yung payment. Kanino mo i -offer yung payment, e dalawa sila na nagki -claim. na rightful owner sila nung thing. So, and the last o…

38. 1:35:12

    अध्याय 38: So, ito, Kung meron ka ng tender of payment or hindi mo na kailangan ng tender of payment, existence of valid debt which is due. 215s · Speaker 6

    So, ito, Kung meron ka ng tender of payment or hindi mo na kailangan ng tender of payment, existence of valid debt which is due. So, dapat yung utang mo due. Meron kang utang which is due. Second, valid prior payment to the debtor and refus…

39. 1:38:48

    अध्याय 39: Bakit? Siyempre, no? 124s · Speaker 7

    Bakit? Siyempre, no? Siya yung dahilan kung ba't kailangan mo pang pumunta sa korte. Kung tinanggihan man niya yung binabayad mo without justifiable cost or hindi wala siyang legal capacity or anong tawag dito? nakakalito. Hindi mo alam kun…

40. 1:40:52

    अध्याय 40: obligation. 134s · Speaker 4

    obligation. Tapos na i -consign ni debtor, tinanggap na ni Korte, nagbigay na siya ng second notice of consignation sa interested parties. Hence, si debtor ngayon, kahit hindi pa natatanggap ni creditor yung bayad niya, po pwede na siyang m…

41. 1:43:07

    अध्याय 41: Pag ganito, winidraw ni debtor yung kanyang kinonsign, yung kanyang obligation hindi ma -extinguish, And, yung ginastos niya for the consignation, siya ang magsisholder, si detor. 167s · Speaker 6

    Pag ganito, winidraw ni debtor yung kanyang kinonsign, yung kanyang obligation hindi ma -extinguish, And, yung ginastos niya for the consignation, siya ang magsisholder, si detor. Kasi, binawi niya eh. Kung hindi niya binawi, si creditor an…