GEP527_Eng_IP

Speakers

• Speaker 1 0:17
• Speaker 2 0:00

1. 0:00

   Chapter 1: I know. I know legally you have to do that, so yeah. 324s · Speaker 2

   I know. I know legally you have to do that, so yeah. Yeah, yeah, absolutely. Okay. All right. So to start, please tell me your first name and how long you've lived in Maryland. Muhammad, nor Adam is my full name. I've lived in Maryland sinc…

2. 5:26

   Chapter 2: straightforward and pretty easy to understand it's just sometimes like some of the uh processes and stuff like i had to face in texas it made no sense but i haven't faced that here in maryland but it's been pretty pretty understandable pretty reasonable pretty like okay that makes sense okay one plus two equals four not 15. 259s · Speaker 2

   straightforward and pretty easy to understand it's just sometimes like some of the uh processes and stuff like i had to face in texas it made no sense but i haven't faced that here in maryland but it's been pretty pretty understandable pret…

3. 9:48

   Chapter 3: All right. 233s · Speaker 1

   All right. And are you aware of any upcoming changes to health insurance enrollment or coverage rules? I think, of course, the inevitable rising costs, but no, not that I'm aware of. Okay. How about in terms of like auto-enrollment or eligi…

4. 13:42

   Chapter 4: Okay. And so have you ever received financial help to lower your monthly insurance costs? 320s · Speaker 2

   Okay. And so have you ever received financial help to lower your monthly insurance costs? No, not really. Okay. And in your words, what do you think an advanced premium tax credit APTC is? Basically, like I said about losing it, just try al…

5. 19:03

   Chapter 5: they will audit and people will check in it like they they actually check it and make sure that they're actually getting what they need to get to get you know the books back to level with again with me and for funding me so yeah yeah that that's like that's my impression or understanding of that so yeah okay and what do you think happens if someone receives less um then they get uh like a uh what's it called Back when I was found disabled to begin with, I got a back pay. 303s · Speaker 1

   they will audit and people will check in it like they they actually check it and make sure that they're actually getting what they need to get to get you know the books back to level with again with me and for funding me so yeah yeah that t…

6. 24:08

   Chapter 6: And then the state assistance is trying to kick in and trying to help you where that's falling off. 310s · Speaker 2

   And then the state assistance is trying to kick in and trying to help you where that's falling off. So basically they're trying to make up for it, for the state at least. And then there's the changes in the, you can choose another plan if n…

7. 29:20

   Chapter 7: It depends on if you have a big income change coming this year or next year. 309s · Speaker 1

   It depends on if you have a big income change coming this year or next year. But no, everything is pretty understandable, I can see. Okay. And are there any words or terms in the APT explanation that are unfamiliar or confusing to you? No, …

8. 34:31

   Chapter 8: And how concerned would you be about potentially having to repay excess premium tax credits? 230s · Speaker 1

   And how concerned would you be about potentially having to repay excess premium tax credits? That's one of the bugs of the system, in my opinion. So what is your level of concern with that? Of course, only money isn't ever fun, but we all h…

9. 38:22

   Chapter 9: All right, so I'm going to take this back. 78s · Speaker 2

   All right, so I'm going to take this back. So I really want to thank you very much for your thoughts today and for all of your sharing and everything that you told me is going to be super, super helpful and will be used only for research to…